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The offer is exclusive to visitors from our website and is activated automatically when creating an account through our claim button. "I think PayID and the NPP could do a much better job of promoting it," argues Paul Haskell-Dowland, professor of cybersecurity practice at Edith Cowan University. CHOICE has spoken to several finance and cyber security experts and their common conclusion is that a lack of awareness of PayID among consumers is leading to it being co-opted by criminals. Here’s how the scam typically goes, although there are a number of variations. PayID is a function offered by over 100 banks and financial institutions across Australia which allows you to send money to somebody just by using their phone number, email address or some other identifier. Here, we’ll explain what PayID is, how and why it’s being hijacked by scammers, and how you can use it safely. To claim, use the ‘by phone’ option when registering, as phone verification is required for the bonus to work. 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